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AVM Survivors Network

New Insurance - Pre-existing condition?

#1

Hi All - My husband's employer is giving the employees a better benefit package. We will be getting new insurance. Since I have to get an MRI every 6 months to make sure all is clear - is this considered a pre-existing condition? I thought the President was getting rid of the pre-existing stuff. Is anyone familiar with this? Thank you.

#2

This should help, Xtine:

http://www.medsave.com/health-insurance-articles/Finding-health-insurance-to-cover-pre-exising-medical-conditions.htm

It sounds like your husband must enroll the family in the new policy the first day it is eligible to ensure immediate coverage of a pre-existing condition.

#3

Xtine, If u are already covered on ur husband's insurance, changing insurance carriers is not a problem. It is against the law already (before Obamacare) for insurance companies to site pre-existing conditions when coming over from another plan. -GK